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indemnification

Indemnification is a contractual mechanism by which one party agrees to reimburse another for certain losses or liabilities. In a typical indemnification provision, the indemnitor undertakes to compensate the indemnitee for claims, damages, losses, and defense costs arising from specified events, such as the indemnitor’s negligence, a breach of contract, or the use of a product or service supplied by the indemnitor. The indemnified party is the indemnitee, and the party promising compensation is the indemnitor. The obligation may extend to third-party claims, settlements, judgments, and related defense costs, and may be limited to events tied to specific activities or products. Indemnification is a contractual risk-transfer mechanism and is distinct from insurance; while insurance provides coverage funded by an insurer, indemnification is a direct promise within a contract and may be supported by insurance but remains a separate obligation.

Typical provisions include notice of a claim, control of defense, cooperation requirements, and consent to settlements.

The availability and scope of indemnification can vary by jurisdiction. In some places, indemnity clauses related

Many
indemnity
clauses
also
place
caps
on
liability,
set
exclusions
for
gross
negligence
or
willful
misconduct,
and
carve
out
indirect
or
consequential
damages.
Some
contracts
require
the
indemnitor
to
maintain
certain
insurance
coverage
and
to
cooperate
in
defense.
to
negligence
or
statutory
limits
are
subject
to
legal
restrictions
or
interpretation
under
contract,
tort,
or
sector-specific
rules.
Indemnification
is
commonly
used
in
commercial
agreements,
construction
contracts,
technology
licensing,
and
distribution
arrangements
to
allocate
risk
and
provide
financial
protection
against
specified
claims.