henkilönomisteinen

Henkilönomisteinen is a Finnish term that translates to "personally owned" or "privately held" in English. It is used to describe assets, property, or businesses that are owned by an individual rather than a corporation, government, or other entity. The concept emphasizes individual ownership and control.

In the context of businesses, a henkilönomisteinen company is one that is not publicly traded on a stock exchange and whose ownership is concentrated among a small number of individuals, often the founders or their families. This contrasts with a julkisesti noteerattu osakeyhtiö (publicly listed limited company). The owner's personal finances and the company's finances may be closely intertwined, especially in smaller operations.

When referring to property, such as a house or land, henkilönomisteinen signifies that the title is held by one or more individuals. This is the most common form of ownership for residential properties. The term highlights the private nature of the ownership and the rights and responsibilities associated with it. The distinction is important in legal and financial contexts, affecting taxation, inheritance, and transfer of ownership.