hasar

Hasar is a Turkish noun meaning damage, impairment, or injury to a person, property, or object. It is used to describe harm resulting from accidents, disasters, negligence, or other detrimental events. The term covers physical destruction, financial loss, and non-material harm such as reputational damage. In everyday language and formal contexts, hasar defines the loss that may be compensated under legal or insurance frameworks.

Etymology and usage: The word hasar is native to Turkish with influences from Persian and Arabic through Ottoman Turkish, where similar terms appeared in legal and administrative vocabulary. In modern Turkish, hasar is commonly paired with adjectives or qualifiers to specify the type of harm, such as fiziksel hasar (physical damage), maddi hasar (property or financial damage), and manevi hasar (non-material harm such as emotional distress or damage to reputation).

Types and contexts: Fiziksel hasar refers to tangible damage to goods, buildings, or machinery. Maddi hasar denotes monetary loss or property damage with monetary consequences. Manevi hasar describes non-material harm, including emotional distress or reputational damage. In science, engineering, and compliance, hasar değerlendirme or hasar analizi describes processes to assess the extent, causes, and implications of damage.

Insurance and legal framework: In Turkish insurance, hasar is the basis of a claim. Hasar tespiti is the professional assessment of damage, while hasar kaydı or hasar dosyası documents the claim. Tazminat is the compensation paid for hasar, subject to policy terms, liability, and regulatory rules.