fjármagnsveitenda
Fjármagnsveitenda, commonly known as financial intermediation, refers to the process through which financial institutions act as intermediaries between those who have surplus funds (savers or lenders) and those who require funds (borrowers or investors). This mechanism facilitates the efficient allocation of capital within an economy by enabling the transfer of resources from entities with excess funds to those with productive investment opportunities.
In Icelandic financial systems, fjármagnsveitenda plays a crucial role in supporting economic growth by connecting lenders—such
The importance of fjármagnsveitenda extends beyond mere fund transfer; it includes activities like credit assessment, risk
In Iceland, as in many economies, the financial crisis of 2008 highlighted the vulnerabilities within fjármagnsveitenda.