fjárhlutir

Fjárhlutir is an Icelandic term that translates to "financial instruments" or "securities" in English. It refers to any tradable asset of any kind. They are used by individuals and institutions to store wealth or to speculate on the future value of an asset.

The most common types of fjárhlutir include stocks, bonds, and derivatives. Stocks, or shares, represent ownership in a company. Bonds represent a loan made by an investor to a borrower, typically a corporation or government. Derivatives are contracts whose value is derived from an underlying asset, such as a stock, bond, or commodity.

Fjárhlutir can be bought and sold on exchanges, through brokers, or over-the-counter. The value of fjárhlutir can fluctuate based on a variety of factors, including market conditions, company performance, and economic events. Investing in fjárhlutir involves risk, and investors may lose money. However, they also offer the potential for significant returns.

In Iceland, the financial market is regulated by the Financial Supervisory Authority (Fjármálaeftirlitið). This body oversees companies that issue and trade fjárhlutir to ensure fair practices and protect investors.