ennetuskindlustus

Ennetuskindlustus, also known as preventative insurance, is a type of insurance policy designed to cover costs associated with measures taken to prevent future damage or loss. Unlike traditional insurance that indemnifies for losses that have already occurred, ennetuskindlustus focuses on proactive steps to mitigate risks. This can include a wide range of services and treatments aimed at maintaining health, preventing accidents, or averting property damage.

Examples of ennetuskindlustus can be found in various sectors. In healthcare, it might cover regular check-ups, vaccinations, or diagnostic screenings that help detect and treat potential illnesses early. In property insurance, it could include coverage for regular maintenance services for a home or building, such as pest control or structural inspections, to prevent damage from occurring. In the automotive sector, it might involve policies that cover preventative maintenance services for vehicles to reduce the likelihood of breakdowns.

The core principle of ennetuskindlustus is that investing in prevention can be more cost-effective in the long run than dealing with the consequences of a loss. By addressing potential issues before they escalate, policyholders can avoid significant expenses, disruptions, and health problems. The availability and specific terms of ennetuskindlustus policies vary widely depending on the insurer and the type of coverage offered.