diszkontálása
Diszkontálása, often translated as discounting, is a fundamental financial concept referring to the process of determining the present value of future cash flows. It is based on the time value of money, which states that a unit of currency today is worth more than the same unit of currency in the future. This is due to factors such as inflation, opportunity cost (the potential return on an investment), and risk.
The core idea behind diszkontálása is to bring future amounts of money back to their equivalent value
The formula commonly used for simple discounting is PV = FV / (1 + r)^n, where PV is the