dinvestissement

Dinvestissement is typically a misspelling of the French term investissement, which means investment. In economics, investissement (and by extension dinvestissement when used informally) refers to the allocation of resources with the expectation of future benefit.

Investments can be financial, such as stocks, bonds, or funds; real assets like real estate or equipment; or investments in human capital, such as education and training. Firms invest to expand productive capacity, improve efficiency, or develop new products; households invest to secure future consumption or to generate income; governments invest in infrastructure, research, or public services.

Critical concepts include the time horizon, risk, expected return, and opportunity cost—the value of the best alternative foregone. Diversification seeks to reduce risk by spreading resources across assets. The level and type of investment are influenced by interest rates, access to credit, tax policy, and expectations about future economic conditions.

Economic effects: investment contributes to capital formation, productivity, and long-term growth. Savings provide the funds that finance investment; the balance between savings and investment affects interest rates and financial stability.

Measurement commonly uses metrics such as return on investment (ROI), net present value (NPV), and internal rate of return (IRR), though these require assumptions about future cash flows. The term dinvestissement should be understood in practice as a linguistic variant of investissement; accurate usage favors the standard term investissement.

See also: Investment, Finance, Capital formation, Portfolio management.