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depositan

Depositan is a term used in several financial and legal contexts to refer to deposits and the parties involved in depositing funds. The word is formed with the general agent-noun suffix and can denote either the act of depositing or the person who makes a deposit, depending on the jurisdiction and usage.

In a financial sense, depositan commonly refers to a deposit or the funds that are placed into

Regulatory and consumer-protection aspects typically address the rights and protections of the depositan. Banking regulation often

Common considerations for depositan accounts include minimum balances, interest or dividend accrual, liquidity and withdrawal rules,

See also: deposit, depositor, savings account, certificate of deposit, deposit insurance.

a
financial
instrument
or
account.
When
used
to
describe
a
person,
it
denotes
the
depositor,
or
the
customer
who
entrusts
money
to
a
bank,
credit
union,
or
other
financial
service
provider.
Deposit
accounts
may
include
checking,
savings,
and
time
deposits,
such
as
certificates
of
deposit
in
some
regulatory
languages.
establishes
requirements
for
how
deposits
are
held,
credited,
and
insured,
and
many
jurisdictions
operate
deposit-insurance
schemes
that
guarantee
a
portion
of
depositan
funds
in
the
event
of
institution
failure.
The
specifics
of
protection,
coverage
limits,
and
eligibility
vary
by
country
and
product
type.
fees,
and
disclosure
requirements.
Financial
institutions
may
offer
different
products
tailored
to
the
needs
of
a
depositan,
ranging
from
liquid
demand
deposits
to
fixed-term
instruments
with
maturity
dates
and
penalties
for
early
withdrawal.