debtoran
Debtoran is a theoretical framework in economics and political philosophy that centers debtor rights within financial systems. It envisions debt governance that emphasizes transparency, participatory decision-making, and social welfare objectives in how debts are incurred, structured, and resolved rather than punitive collection practices.
Origins and scope: The term combines “debtor” with a suffix common to doctrines and has appeared in
Core concepts: Debtoran models typically include debtor representation in creditor forums, independent arbitration for restructurings, sunset
Applications: In theory, Debtoran frameworks are used to analyze debt sustainability and equity; in policy discussions,
Criticism: Critics argue that Debtoran could complicate enforcement, create moral hazard, or undermine creditor confidence if
See also: debt relief, debt forgiveness, responsible lending, financial inclusion.