asumistuet

Asumistuki, or housing support, is a Finnish social security benefit designed to help people with low incomes cover housing costs. It is administered by Kela, the Finnish Social Insurance Institution, and is available to tenants and, in some cases, homeowners who incur housing costs in Finland. The support is intended to reduce the burden of rent and other housing-related expenses.

Eligibility depends on residence, household composition, income, assets, and housing costs. Applicants must have a verifiable housing cost and reside in Finland; income and asset limits apply, and the benefit is tailored to the household’s size and circumstances. The amount is determined by a formula that considers the household’s income, the size of the housing unit, and actual housing costs. The aim is to cover a portion of housing costs rather than the total amount.

Applications are submitted to Kela, typically through the online service, though paper forms may be used in some cases. Required documentation includes a lease or housing contract, proof of housing costs (such as rent or mortgage statements), and income information. The decision may be retroactive for a period specified by Kela depending on the circumstances.

If granted, asumistuet is usually paid monthly and may be adjusted or withdrawn if income or housing costs change. The system is designed to coordinate with other social benefits and is subject to annual revision in line with policy and budgetary guidelines.

See also: Kela, social security, housing policy, rent subsidies.