ansvarsskador

Ansvarsskader refers to damages for which a person or organization can be held legally responsible under civil liability law. The term is used in Danish, Norwegian, and Swedish legal contexts to describe harm caused by another party’s fault, for which compensation can be sought. It includes harm to persons or property and can cover financial losses resulting from negligent or intentional acts, breaches of contract, or certain strict-liability situations.

In most systems, liability claims require elements such as a duty of care, a breach of that duty, causation, and actual harm. Non-contractual liability (tort or delict) typically hinges on fault or risk creation, while contractual liability rests on breach of a contractual obligation. Some jurisdictions impose strict liability for specific activities (for example, dangerous products, ownership of dangerous animals, or regulated industries), where fault need not be proven.

Damages under ansvarsskader can be pecuniary, including medical costs, lost earnings, and repair or replacement expenses, as well as non-pecuniary harms like pain and suffering or loss of amenity, depending on the jurisdiction. The overarching aim is to restore the victim to the position they were in before the harm, with punitive damages being uncommon and usually restricted to certain legal systems.

Remedies typically consist of monetary compensation, though injunctions or specific performance can be ordered in some cases. Defenses include lack of duty, absence of causation, contributory or comparative negligence, assumption of risk, and intervening causes. Insurance—such as liability, product, or professional indemnity coverage—plays a central role in funding and managing ansvarsskader claims.