anskaffelsesfinansiering

Anskaffelsesfinansiering, often translated as procurement financing or supply chain finance, is a set of financial solutions designed to optimize the cash flow for both buyers and suppliers within a business transaction. It typically involves a financial institution that facilitates payments between a buyer and their suppliers. The core concept is to allow a buyer to extend their payment terms to their suppliers, while simultaneously offering suppliers the option to receive early payment, albeit at a discount.

This mechanism benefits buyers by improving their working capital and potentially securing better pricing through longer payment periods. Suppliers, on the other hand, gain access to immediate liquidity, which can be crucial for managing their own operations, investing in growth, or mitigating financial risks. The financial institution acts as an intermediary, assessing the creditworthiness of the buyer and advancing funds to the supplier. The buyer then repays the financial institution on the original, extended due date.

Various forms of anskaffelsesfinansiering exist, including reverse factoring, where the financing is initiated by the buyer. It is a tool that can strengthen supply chains by ensuring financial stability for all parties involved, fostering stronger commercial relationships, and promoting operational efficiency. The success of anskaffelsesfinansiering relies on a strong credit rating of the buyer and a well-defined agreement between all participants.