YELjärjestelmää
YELjärjestelmää, short for Yrittäjän eläkevakuutusjärjestelmä, is the Finnish earnings-related pension system for entrepreneurs. It mandates that self-employed individuals and entrepreneurs contribute to their own pension. The system is administered by Finnish pension providers, such as Ilmarinen, Varma, and Elo.
The YEL contribution is based on the entrepreneur's YEL income, which is defined as the estimated annual
The purpose of YELjärjestelmää is to ensure that entrepreneurs have a sufficient retirement pension and social