Végérték

Végérték is a Hungarian term that translates to "end value" or "final value." It is commonly used in mathematics and finance to denote the value of a variable or investment at the conclusion of a specific period. In mathematical contexts, végérték often refers to the limit of a function as its independent variable approaches a certain point, or the final term in a sequence.

In finance, végérték is crucial for calculating returns on investments. For instance, when determining the profitability of a stock or bond, one needs to know its initial price (kezdeti érték) and its végérték after a holding period. Similarly, in loan amortization schedules, the végérték represents the remaining balance after all payments have been made, ideally zero. The concept is also applied in financial modeling and forecasting to estimate future worth.

The calculation of végérték depends heavily on the context. In a simple time-value-of-money calculation, it might involve compounding interest over a set number of periods. In more complex scenarios, it could be derived from sophisticated valuation models or projections. Understanding the végérték is essential for making informed financial decisions and assessing performance over time.