Visszasúlyozását

Visszasúlyozását, meaning "rebalancing" in English, is a financial term referring to the process of adjusting an investment portfolio to its target asset allocation. Over time, the performance of different asset classes within a portfolio can cause the actual allocation to drift away from the desired mix. For example, if stocks have performed very well, they might now represent a larger percentage of the portfolio than initially intended, increasing its overall risk.

The primary goal of visszasúlyozását is to bring the portfolio back to its original strategic allocation. This typically involves selling some of the overperforming assets and using the proceeds to buy more of the underperforming assets. This strategy helps to maintain the desired risk level and potentially enhance long-term returns by systematically buying low and selling high.

There are several approaches to implementing visszasúlyozását. It can be done on a calendar basis, such as quarterly or annually, or when the portfolio deviates from its target by a predetermined percentage. The specific method chosen often depends on the investor's risk tolerance, investment goals, and market outlook. Visszasúlyozását is a fundamental technique in portfolio management, aiming to align the portfolio's composition with the investor's long-term financial plan.