Valuuttakohtaisesti

Valuuttakohtaisesti is a Finnish adverb derived from "valuutta" (currency) and the suffix "-kohtaisesti" (respectively, specifically). The term literally means "by currency" or "in a currency‑specific manner" and is used to describe actions, analysis, or reporting that is performed separately for each currency involved. The word is mainly used in financial, accounting, and economic contexts where multiple currencies are involved, such as multinational companies, banks, central banks, or government budget reports.

In practice, a company might present its financial statements valuuttakohtaisesti to show revenue, expenses, and balances in each of the currencies it operates with before consolidating them into a single reporting currency. Central banks also use the phrase when discussing monetary statistics that are kept distinct for each foreign exchange rate or when applying sector‑specific adjustments to international monetary data. Analysts and economists describe adjustments to economic models as valuuttakohtaisesti when they recalibrate variables for each market currency rather than using a generic base currency.

The term is often used in contrast with "kokonaisuudessaan" (in total) or "yhdistämällä" (combined), emphasising the importance of preserving currency‑specific information to detect exchange‑rate effects, hedging needs, or country‑level performance. While uncommon in everyday conversation, valuuttakohtaisesti is standard terminology in Finnish accounting standards (IFRS and Finnish GAAP) and in the publications of the Finnish Bank and Statistics Finland. Its usage points to Finland’s emphasis on transparency and thoroughness in cross‑currency financial reporting.