Vakuutusmaksulla

Vakuutusmaksulla is the adessive form of vakuutusmaksu, meaning the insurance premium. In Finnish, vakuutusmaksu is the periodic payment for insurance coverage, made to an insurer, a pension fund, or another social insurance scheme. The form vakuutusmaksulla is used to indicate the means, instrument, or basis of something, similar to “with the insurance premium” or “by way of the insurance premium” in English.

Grammatical and usage note: The adessive case -lla/-llä expresses means or source. Therefore vakuutusmaksulla can describe how costs are funded, how coverage is obtained, or which resource provides the coverage in a sentence. It is not a separate concept; it is a case form that attaches to vakuutusmaksu to fit syntactic needs.

Context: The phrase appears in financial, legal, and administrative texts, especially when discussing insurance costs, budgeting, and policy terms. It can refer to private insurance such as auto or health insurance, or to public or employee-based social insurances.

Examples: Kustannukset katetaan vakuutusmaksulla. Tapaturmavakuutus on rahoitettu vakuutusmaksulla.