Vakuutusarvon
Vakuutusarvon refers to the insured value of an asset or property within an insurance contract. It represents the maximum amount an insurance company will pay out in the event of a covered loss. This value is typically determined at the time the insurance policy is taken out and can be based on several factors, including the market value, replacement cost, or agreed value of the item being insured. For real estate, vakuutusarvon might be based on the cost to rebuild the property. For personal property, it could be the current market price or the cost to purchase a new equivalent item.
The accurate determination of vakuutusarvon is crucial for both the insured and the insurer. If the vakuutusarvon