Vahingonkorvauslakiin

Vahingonkorvauslaki (VKL) is a Finnish law that regulates the compensation for damages caused by traffic accidents. The law aims to ensure that victims of traffic accidents receive fair and adequate compensation for their losses. VKL applies to all traffic accidents that occur in Finland, regardless of whether the accident involves a vehicle, a pedestrian, or a cyclist.

Under VKL, the compensation for damages is determined based on the severity of the injuries sustained by the victim. The law provides a list of injuries and their corresponding compensation amounts. The compensation is paid by the insurance company of the at-fault party, and the victim can choose to receive the compensation in a lump sum or in installments.

VKL also provides for compensation for non-economic damages, such as pain and suffering, as well as for the loss of enjoyment of life. The compensation for non-economic damages is determined based on the severity of the injuries and the impact they have had on the victim's life.

In addition to compensation for damages, VKL also provides for compensation for the costs of medical treatment and rehabilitation. The law requires the insurance company to cover the costs of medical treatment and rehabilitation, regardless of whether the treatment is necessary or not.

VKL is enforced by the Finnish Transport and Communications Agency (Traficom) and the Finnish Social Insurance Institution (Kela). The law is regularly updated to reflect changes in society and to ensure that it remains fair and adequate.