Többletjövedelem

Többletjövedelem refers to income earned in addition to one's primary source of earnings. This additional income can stem from various sources, including passive income streams, freelance work, or investments. The concept is often associated with financial planning and the desire to increase overall wealth or achieve specific financial goals.

Common examples of többletjövedelem include rental income from properties, dividends from stocks, interest from savings accounts or bonds, royalties from creative works, or earnings from side businesses and gig economy jobs. The distinction between primary income and többletjövedelem is usually based on the regularity and primary reliance on the income source for livelihood.

Individuals pursue többletjövedelem for several reasons. It can provide a financial cushion, allowing for greater savings, debt reduction, or discretionary spending. It can also accelerate wealth accumulation, enabling earlier retirement or investment in long-term goals. In some cases, többletjövedelem can offer a degree of financial independence, reducing reliance on a single employer. Understanding and cultivating többletjövedelem is a common strategy in personal finance management.