TreasuryDirect

TreasuryDirect is the official website and online portal operated by the United States Department of the Treasury for purchasing savings bonds and other U.S. Treasury securities. It allows individuals to buy Treasury Bills, Notes, Bonds, and TIPS directly from the government without the need for a financial intermediary. This direct purchasing method typically offers competitive interest rates and is considered a safe investment option backed by the full faith and credit of the U.S. government.

The platform provides an easy-to-use interface for managing investments, viewing account statements, and making purchases. Users can set up electronic fund transfers to fund their purchases and receive their earnings. TreasuryDirect offers various types of savings bonds, including Series EE and Series I bonds, which are popular for long-term savings goals and inflation protection. The website also provides educational resources and tools to help investors understand the different types of securities and make informed decisions.

Opening an account on TreasuryDirect is free, and there are no fees associated with purchasing or holding most Treasury securities through the platform. The system is designed to be secure and protect user information. It serves as a direct channel for citizens to invest in their country's debt while potentially earning a modest return on their savings.