Transaktionsbestätigung

Transaktionsbestätigung refers to the process of verifying and confirming that a financial transaction has been successfully completed. This confirmation is typically provided by the involved financial institutions, such as banks or payment processors, to both the sender and the receiver of funds. The confirmation serves as proof that the transaction has been authorized, processed, and recorded in the respective accounts.

In electronic transactions, transaktionsbestätigung often takes the form of a digital receipt, an email notification, or a status update within an online banking portal or mobile application. This confirmation usually includes key details of the transaction, such as the amount transferred, the date and time of the transaction, the sender's and receiver's account information (often partially masked for security), and a unique transaction reference number.

The primary purpose of a transaktionsbestätigung is to provide assurance and transparency. For the sender, it confirms that their funds have been debited from their account and are on their way to the recipient. For the receiver, it signifies that the funds have been credited to their account. This confirmation is crucial for record-keeping, reconciliation, and dispute resolution. In cases of errors or discrepancies, the transaktionsbestätigung acts as essential evidence to investigate and rectify the issue. The security of this confirmation process is paramount, with measures in place to prevent fraud and unauthorized access to transaction details.