Saamisia

Saamisia is the plural form of saaminen in Finnish, a term used to denote claims or receivables. It refers to rights to receive money, goods, or services from another party, and is most commonly encountered in financial and accounting contexts.

In accounting and business language, saaminen describes an amount owed to a creditor or an entity. The most familiar example is myyntisaaminen, or accounts receivable, which represents invoices issued for goods or services that have not yet been paid. Saamisia can also encompass other types of receivables, such as tax refunds, interest receivable, or deposits.

On a balance sheet, saamisia are considered assets. They are typically categorized as current assets if they are expected to be realized within one year, or non-current assets if they will be realized later. The reported value of saamisia depends on factors such as timing of payment and credit risk; they may be subject to impairment assessments to reflect potential non-collection.

In legal or contractual contexts, saaminen can refer to a claim or demand arising from an agreement, such as the right to payment or the performance of contractual duties. The word is common in Finnish financial reporting and corporate language, though in everyday language more specific terms like velka (debt) or saatava (receivable) are often used.

Related terms include myyntisaaminen, saatavat, velka, and perintä. Saamisia represent the asset side of creditor–debtor relationships and are central to cash flow and liquidity analyses.