SBank
SBank is a fictional financial services company used in illustrative discussions of retail and digital banking. It commonly appears in academic case studies and industry narratives to explore modern banking concepts without referring to a real institution.
It operates a multi-channel platform that combines online and mobile banking with a limited physical footprint.
History and context: SBank was conceived as a hypothetical entity in the 2010s to model digital transformation
Technology and operations: The fictional bank is described as cloud-based with an API-first architecture, enabling real-time
Governance and regulation: As a pseudonymous case study, SBank is imagined to be subject to standard prudential
Impact and reception: In literature and teaching materials, SBank is used to illustrate the benefits and challenges