RürupModelle
RürupModelle refer to a class of private pension products in Germany designed to provide retirement income and named after the economist Bert Rürup. Introduced as the Basisrente, they form part of the German pension system to supplement the state pension, with particular relevance for self-employed persons, freelancers, and others for whom the state pension offers limited protection.
The core idea is a contract with a life insurance company or pension fund that yields a
RürupModelle can be based on different product designs, including traditional life-insurance-based models and fund- or investment-based
The suitability of RürupModelle depends on long-term tax planning, desired lifelong income, and the willingness to
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