Rykkersgebyrer

Rykkersgebyrer, commonly known as reminder fees, are charges added to an overdue invoice to cover the administrative costs of sending reminder notices. They are typically charged by suppliers and service providers such as utilities, telecom companies, and lenders. A rykkersgebyr is separate from any interest on late payment and becomes payable in addition to the outstanding amount.

Legal framework: In Denmark, the use of rykkersgebyrer is governed by consumer protection and debt-collection rules, notably the Inkassoloven (Debt Collection Act) and related regulations, as well as general contract and consumer rights laws. The rules regulate when rykkersgebyrer may be charged, require disclosure in the terms of the agreement or on the invoice, and may set caps and conditions for the amount and frequency of charges. The exact amount and the number of reminders allowed can vary and are typically specified by the creditor’s terms or applicable legislation, with updates possible over time.

Process: A reminder is normally issued after the due date has passed. If the payment remains unpaid, subsequent reminders and additional rykkersgebyrer may follow, within the limits set by law and contract. Debtors can contest charges if they believe a fee is unjustified or improperly disclosed and may seek guidance from consumer authorities or legal counsel.

Impact: For consumers, rykkersgebyrer increase the cost of late payments and can contribute to debt if not managed. For creditors, such fees help compensate administrative costs and encourage timely settlement of invoices.

See also: Inkassoloven, rykkergodtgørelse (reminder handling), rykkerskrivelse (reminder letter).