Portafolio

Portafolio is a term used in several Romance languages and in English borrowings to denote a collection of work, documents, or assets that represent a person or organization's capabilities, achievements, or holdings. In many Romance languages, including Spanish and Portuguese, the term refers to a folder or dossier containing samples, certificates, and other materials presented to an employer or client, and in English the equivalent term is portfolio. A portafolio can be physical or digital, and in creative fields it typically includes images, drawings, writing samples, project summaries, and a resume. In education and professional development, portfolios document progress, reflect learning outcomes, and support assessment. Digital portfolios enable online sharing and updates.

In finance, the term is used as portfolio in English; a portfolio comprises investments such as stocks, bonds, cash equivalents, and other assets owned by an individual or institution. It is managed with the aim of achieving a specified return while controlling risk. Portfolio construction involves diversification, asset allocation, monitoring performance, and rebalancing in response to market changes and goals.

The spelling portafolio is common in Spanish and similar languages, with variants such as portafolios and portfólio. The concept emphasizes organization, representation, and strategic selection, whether illustrating creative work or assembling a financial asset base.