Perintäkustannuksia

Perintäkustannuksia refers to the costs associated with debt collection in Finland. These costs are incurred when a creditor needs to take steps to recover an outstanding debt from a debtor. The aim of these costs is to cover the expenses the creditor incurs in the debt collection process.

These costs can arise at various stages of debt recovery. Initially, they might include administrative costs for sending reminders or payment demands. If the debt remains unpaid, more formal collection methods are employed, leading to further expenses. These can include fees for debt collection agencies, legal fees if court action is initiated, and costs related to enforcing a court judgment, such as bailiff fees.

Finnish law regulates the types of costs that can be charged to the debtor. These are typically limited to reasonable and necessary expenses directly related to the collection of the specific debt. The debtor is generally responsible for paying these incurred perintäkustannuksia, in addition to the original debt amount and any applicable interest. Transparency regarding these costs is important, and creditors are usually required to inform debtors of the additional charges they will be liable for.