Pensji

Pensji, in Polish, refers to a pension or retirement benefit. It is a regular payment made to a person following their retirement from work, usually from a state-run or private pension fund. The concept of pensji is a fundamental aspect of social security systems in Poland, designed to provide financial support to individuals who have reached a certain age and have contributed to the system during their working lives.

The entitlement to a pensji is typically based on a combination of factors, including age, years of employment, and the amount of contributions made to the pension system. There are generally different types of pensions, such as old-age pensions, disability pensions, and survivor pensions, each with specific eligibility criteria. The Polish pension system has undergone reforms over the years, with adjustments to retirement ages and contribution requirements.

For most citizens, the primary source of pensji comes from the Social Insurance Institution (Zakład Ubezpieczeń Społecznych - ZUS). However, some individuals may also receive pensions from employer-specific schemes or private pension funds, often referred to as occupational pensions or supplementary pensions. The amount of pensji received can vary significantly depending on an individual's career path and earnings history. The goal of the pensji system is to ensure a basic standard of living for retirees and to mitigate the financial risks associated with old age and inability to work.