Paytrail

Paytrail Oyj is a Finnish payment service provider and payment facilitator that offers online payment services to e-commerce operators in Finland. The company acts as an intermediary that connects merchants to banks, card networks, and other payment methods, enabling customers to complete purchases online.

Its platform handles payment processing, order reconciliation, settlements to merchants, fraud prevention tools, and merchant reporting. Integration options include a hosted checkout and API-based integration, allowing merchants to tailor the checkout experience. Paytrail supports online banking payments through bank links, card payments, and other domestically used methods.

Paytrail is widely used by Finnish online merchants, from small shops to large marketplaces, as part of the Finnish e-commerce payments ecosystem. The service operates under Finnish financial regulation and is subject to oversight by the Financial Supervisory Authority (FIN-FSA). Security standards include PCI DSS for card payments and compliance with applicable data protection laws.

Headquartered in Helsinki, Paytrail Oyj operates primarily in Finland and collaborates with Finnish banks, merchants, and payment networks to provide checkout services for online shoppers.