PaymentGateways
Payment gateways are technology services that enable merchants to accept electronic payments online or in mobile apps. They securely transmit payment data from the customer to the payment processor and back with an authorization decision, allowing funds to be settled to the merchant's account. The gateway itself does not typically hold funds; its role is to authorize and route the payment data through the card networks to the issuing bank and to relay the response to the merchant.
In a typical transaction flow, the customer enters card or payment method details. The gateway encrypts the
Gateways can be integrated through hosted payment pages where the customer interacts on a gateway-hosted interface,
Security and compliance are central: gateways typically support tokenization and encryption, 3D Secure, and PCI DSS
Economic considerations include per-transaction fees, monthly fees, setup costs, and currency or payment-method coverage. Availability varies