PCIDSSsääntöjä

PCIDSSsääntöjä refers to the Payment Card Industry Data Security Standard (PCI DSS) requirements. This is a set of security standards designed to ensure that all companies that accept, process, store, or transmit credit card information maintain a secure environment. The primary goal of PCI DSS is to reduce credit card fraud and protect cardholder data.

The PCI DSS encompasses a comprehensive set of twelve core requirements, categorized into six distinct control objectives. These requirements cover areas such as building and maintaining a secure network, protecting cardholder data, implementing strong access control measures, regularly monitoring and testing networks, and maintaining an information security policy. For instance, companies must install and maintain firewalls, encrypt cardholder data transmitted over public networks, and assign a unique ID to every person with computer access.

Compliance with PCI DSS is mandatory for all entities that handle payment card data. While not a law, it is a contractual obligation imposed by the payment card brands (Visa, Mastercard, American Express, Discover, and JCB). Failure to comply can result in significant penalties, including fines, increased transaction fees, and even the loss of the ability to process credit card payments. Regular assessments and audits are conducted to verify adherence to these crucial security rules.