OnlineKredite
OnlineKredite are consumer loans that are initiated and processed primarily through online channels. They are offered by banks, non-bank lenders, fintech companies, and online marketplaces that connect borrowers with lenders. The term is widely used in German-speaking markets to describe personal loans arranged via the internet.
Typical products include unsecured personal loans, installment loans, and debt refinancing. Borrowed amounts commonly range from
The application and underwriting process is largely automated. Applicants submit income, employment, and identification documents online;
Advantages include speed, convenience, and the potential to compare offers from multiple lenders in one place.
Regulation of OnlineKredite generally falls under consumer credit and financial services laws, data protection rules, and