OPM

OPM is an acronym that can refer to several distinct concepts, depending on context. The most common references are the United States federal agency Office of Personnel Management, Original Pilipino Music, and the phrase "Other People's Money" used in business and finance.

Office of Personnel Management: The OPM is the U.S. federal agency responsible for managing the civil service and personnel policies for most civilian federal employees. It oversees recruitment, staffing, benefits, retirement services, pay and performance guidance, and workplace policy. The agency was established in 1979 and is headed by a Director appointed by the President and confirmed by the Senate.

Original Pilipino Music: OPM refers to Filipino popular music produced by Filipino artists. Since the 1970s it has described songs across genres such as rock, pop, and ballads, and has included many prominent acts in Philippine music. The term is widely used by media, radio, and the recording industry to categorize and promote locally produced music.

Other People's Money: A common business term for funding provided by investors or lenders rather than the entrepreneur. It appears in discussions of capital structure, leveraged buyouts, and startup financing. While it can enable ventures, it also raises considerations about risk, control, and ethics when funds are not personally owned.