Nettooppgjøret

Nettooppgjøret is a Norwegian term that translates roughly as net settlement. The expression is used in different fields to describe the finalization of monetary obligations by calculating a net amount owed between parties, rather than settling every individual claim on a gross basis. Depending on the context, it can refer to financial market clearing or to wage negotiations where the net effect on take-home pay is emphasized.

In financial markets, nettooppgjør denotes the process of netting cash flows through clearing systems or a central counterparty. After trades are matched, positions are offset, and a single net payment is calculated for each participant. Netting reduces liquidity needs and settlement risk because far fewer transfers occur compared with gross settlement. Depending on the market and system, settlements can be bilateral or multilateral and may occur intraday or at end of day under a regulatory framework that governs collateral, defaults, and settlement procedures.

In labor relations or public discussion, the term can appear to describe a wage round in which the focus is the net income received by workers after taxes and deductions, highlighting the real take-home pay rather than gross wage increases. Its exact meaning varies with sector, agreement, and policy changes, and it is not a universal label for wage settlements.

Originates from Norwegian netto meaning net and oppgjør meaning settlement or reconciliation. Related terms include oppgjør, netto, clearing, and settlement in financial contexts.