Laskuaika

Laskuaika is a term used in Finnish commerce to describe the period within which an invoice must be paid. It specifies the due date and the length of the payment term offered by the seller to the buyer. The term is usually defined in the sales contract, on the invoice, or in the supplier’s general terms and conditions. If payment is not received by the due date, the seller may charge late payment interest and, in some cases, reminders or collection fees, depending on the agreement and applicable law.

Typical laskuaika values are expressed in days, for example 14, 30, or 60 days from the invoice date. In international practice, terms such as net 30 are common. Shorter terms are common for small orders or consumer purchases, while larger B2B transactions may allow longer terms. Some sellers offer early payment discounts, such as 2/10 net 30, rewarding customers who pay within a short window.

Determining laskuaika affects cash flow for both parties and can influence credit risk. Buyers should verify the specified due date and any conditions for credit limits or post-due charges; sellers should clearly communicate the term to avoid disputes. In Finland, late payment charges are governed by applicable law, and the statutory interest rate provides a baseline if no term is stated or if there is a dispute about the amount.

Overall, laskuaika is a foundational concept in invoicing and accounts receivable management, balancing the seller’s need for timely payment with the buyer’s ability to pay.