Laenutundlikkus
Laenutundlikkus refers to the borrower's ability to repay a loan. It is a crucial factor considered by lenders when assessing loan applications. Lenders evaluate laenutundlikkus to minimize the risk of default.
Several elements contribute to determining laenutundlikkus. These include the borrower's credit history, income stability, existing debt
Lenders use various tools and metrics to assess laenutundlikkus. Credit scores, debt-to-income ratios, and cash flow
The assessment of laenutundlikkus directly impacts the terms of a loan. Borrowers with higher laenutundlikkus are