Laddered

Laddered is the past participle of ladder and an adjective used to describe something arranged in a ladder-like sequence or feature. The term is used in several domains and can have domain-specific meanings depending on context.

In finance, laddered refers to a maturity ladder, a strategy that spreads investments across different maturities. A laddered portfolio of bonds or CDs has securities maturing at regular intervals, providing periodic cash flow and reducing reinvestment risk. Benefits include liquidity and smoother exposure to interest-rate changes; drawbacks include added complexity and ongoing management.

In textiles and fashion, laddered describes fabric or hosiery that has developed a ladder or run—a vertical split in the knit. Laddered stockings or tights are typically considered damaged, though some repairs are possible. The term is common in consumer clothing and repair guides.

Originating from ladder, laddered follows standard English usage; in finance it is a technical term, while in fashion it is colloquial.