Kötvénytulajdonlás

Kötvénytulajdonlás refers to the ownership of a bond, which is a type of debt security. When an individual or entity owns a bond, they are essentially lending money to the issuer of the bond, which could be a government or a corporation. In return for this loan, the issuer promises to pay the bondholder a specified amount of interest (coupon payments) over a set period and to repay the principal amount (face value) on the maturity date.

The primary reasons for investing in bonds include generating a regular income stream from the coupon payments and preserving capital, as bonds are generally considered less volatile than stocks. Bond prices can fluctuate in the secondary market, influenced by factors such as interest rate changes, the creditworthiness of the issuer, and the time remaining until maturity. If interest rates rise, existing bonds with lower coupon rates typically decrease in value, and vice versa.

Different types of bonds exist, offering varying levels of risk and return. Government bonds are generally considered low-risk investments, while corporate bonds carry higher risks depending on the financial health of the issuing company. Bondholders have a higher claim on the issuer's assets than shareholders in the event of bankruptcy. Kötvénytulajdonlás is a common strategy for diversifying investment portfolios and managing financial risk.