Kölcsönhöz

Kölcsönhöz is the allative form of the Hungarian noun kölcsön, meaning a loan or something borrowed. In Hungarian grammar, the allative suffixes -hoz, -hez, or -höz are used to indicate direction toward or reference to a thing, and they harmonize with the preceding vowel. The form kölcsönhöz appears when the action is directed toward a loan or the loan as a concept.

Usage and meaning

Kölcsönhöz typically occurs with verbs that express turning to, applying for, or resorting to a loan. It can refer to a financial loan or, in broader contexts, to borrowing in the sense of using someone’s money or credit. The exact meaning is determined by the surrounding words and the verb used.

Common constructions

- kölcsönhöz folyamodott — resorted to a loan

- kölcsönhöz nyúlt — borrowed money, turned to a loan

- kölcsönhöz fordult — appealed for a loan

Notes on nuance

As a case form, kölcsönhöz functions without a separate preposition in Hungarian. Its interpretation depends on context: it may denote financial borrowing or the act of obtaining or seeking a loan, or, more generally, the notion of something being borrowed or loaned. Because kölcsön can also refer to a borrowed item (not just money), kölcsönhöz can appear in phrases discussing either financial arrangements or item lending, with context clarifying the sense.

Examples

A vállalat kölcsönhöz folyamodott. A magánszemély kölcsönhöz nyúlt.

In sum, kölcsönhöz is the grammatical allative form used to indicate actions directed toward a loan, reflecting Hungarian’s case-and-suffix system rather than a separate preposition.