Készpénzflowt

Készpénzflowt refers to the Hungarian term for cash flow. It represents the movement of money into and out of a business or an individual's finances over a specific period. Positive cash flow occurs when more money is coming in than going out, indicating a healthy financial situation. Conversely, negative cash flow means that expenditures exceed income, which can lead to financial difficulties if not managed properly. Understanding and monitoring cash flow is crucial for financial planning, budgeting, and making informed economic decisions. Businesses use cash flow analysis to assess their liquidity, solvency, and operational efficiency. Individuals also benefit from tracking their personal cash flow to manage expenses, save for goals, and avoid debt. The concept encompasses all cash receipts and disbursements, including revenue, investments, loan payments, and operating expenses. Accurate cash flow forecasting allows for proactive management of financial resources and helps anticipate potential shortfalls or surpluses.