Käyttöleasing

Käyttöleasing is a type of financial arrangement where a company leases equipment or other assets to a customer for a specified period of time in exchange for regular payments, also known as rentals or lease payments. The lessee has the right to use the asset during the lease period, but does not have the right to own the asset at the end of the lease. The lessor retains title to the asset throughout the lease period and is responsible for maintaining and financing the asset.

The key characteristics of a käyttöleasing arrangement are that the lessee does not have the option to purchase the asset at the end of the lease, and that the lease payments are typically fixed and non-discountable. This type of leasing is often used by companies to acquire assets that are not essential to their core business, or to acquire assets that have a short useful life. Käyttöleasing is commonly used for assets such as vehicles, equipment, and software.

The benefits of käyttöleasing include flexibility and lower costs compared to purchasing assets outright. The lessee is not tied to a specific asset for a long period of time, and can easily switch to a different asset at the end of the lease period. Additionally, the lessee does not have the upfront costs associated with purchasing an asset, such as equipment or software. Käyttöleasing arrangements are often used by companies to manage their cash flow and reduce their financial risk.