Krediidireitingul
Krediidireitingul refers to the credit rating assigned to an individual or entity. This rating is a numerical or alphabetical score that reflects their creditworthiness, indicating the likelihood of them repaying borrowed money. Lenders, such as banks and credit card companies, use credit ratings to assess the risk associated with providing loans or credit.
The calculation of a credit rating typically considers various factors. These often include a person's payment
A good credit rating generally signifies a lower risk for lenders, which can lead to more favorable