Krediidijuht

Krediidijuht is an Estonian term that translates to "credit manager" in English. A krediidijuht is responsible for managing a company's credit operations and minimizing the risk of financial loss due to bad debts. This role involves establishing credit policies, setting credit limits for customers, evaluating customer creditworthiness, and overseeing the collection of overdue accounts.

The primary objective of a krediidijuht is to balance the need to extend credit to support sales with the imperative to protect the company's financial health. They analyze financial statements, credit reports, and other relevant information to assess the risk associated with new and existing customers. When a customer defaults on their payments, the krediidijuht is involved in the collection process, which may include sending reminders, negotiating payment plans, or initiating legal action.

In addition to managing credit risk, a krediidijuht often plays a role in developing and implementing credit-related procedures and systems. They may also be involved in training sales staff on credit policies and best practices. The role requires strong analytical skills, attention to detail, and a good understanding of financial principles and relevant legislation. Effective communication and negotiation skills are also crucial for interacting with customers and internal stakeholders.