Korvausvaatimus

Korvausvaatimus is a term used in Finnish civil law to refer to a demand or claim for compensation for damages or losses caused by another party. It arises in various contexts, including tort (negligence or fault), contract breaches, product liability, and insurance matters. The claimant seeks compensation for costs, losses, and, in some cases, non-economic damages such as pain and suffering.

A korvausvaatimus may be directed at an individual, a company, an insurer, or a public authority, depending on the source of liability. The claim is typically based on documented evidence showing what happened, who is liable, and the amount of compensation sought. Common elements include a description of the incident, dates, supporting documents (receipts, medical reports, repair estimates), and a calculation of damages.

Damages that can be claimed include direct costs (repair or medical expenses), replacement and loss of value, lost income, and, where applicable, non-economic damages like discomfort or harm to health. The exact items available depend on the legal basis (tort, contract, consumer protection) and the governing statutes.

The procedure usually starts with a written korvausvaatimus to the liable party or insurer. If the parties reach an agreement, compensation is paid or settled. If not, the claimant may pursue negotiation, mediation, or litigation. In consumer disputes, non-binding procedures through bodies like the Kuluttajariitalautakunta (Consumer Disputes Board) may be available; in other cases, civil courts decide liability and damages, and court decisions are enforceable.

Time limits apply to korvausvaatimus, and the specifics depend on the legal context. Individuals should seek appropriate guidance to understand their rights and the applicable procedures. Related concepts include vahingonkorvaus (damages), liability, and insurance claims.