Készpénzbeértékesítés

Készpénzbeértékesítés is a Hungarian term that translates to "cash sale" or "cash transaction" in English. It refers to a sale where the buyer pays the seller the full purchase price in physical currency, typically banknotes and coins, at the time of the transaction. This is in contrast to sales that involve credit, deferred payment, or electronic transfers.

In a készpénzbeértékesítés, the transfer of ownership of goods or services occurs simultaneously with the transfer of funds. The buyer receives the item or service immediately upon handing over the cash, and the seller's account is settled instantly. This method is often preferred for its simplicity and the immediate finality it provides to both parties. It eliminates the need for invoicing, bank processing, or concerns about future payment default.

While increasingly less common for large purchases due to security and convenience factors, cash sales remain prevalent in many everyday transactions, especially in smaller retail settings, markets, and for personal services. There are legal regulations in Hungary regarding cash transactions, including limits on the value of cash payments that can be accepted or made. Understanding these limits is important for businesses and individuals engaging in this type of sale. The term itself emphasizes the immediate exchange of value in the form of physical money.