Fintechi

Fintechi is a fintech software company that provides a modular platform of APIs and services for payments, identity verification, risk management, and regulatory compliance. The platform is designed for banks, neobanks, and fintechs seeking to launch or scale financial services with minimal custom integration.

Fintechi was founded in 2013 by a team of software engineers in Europe, with the aim of simplifying access to payments and compliance infrastructure. The company built an API-first architecture to support multi-currency payments, embedded finance, and open banking connections.

Key products include Core Payments APIs for processing and settlement, KYC/AML and identity verification, fraud and risk analytics, and regulatory reporting tools. The platform also provides sandbox environments, developer portals, and prebuilt connectors to major cloud and banking ecosystems to speed integration.

Fintechi operates on a software-as-a-service model with usage-based pricing and tiered enterprise options. Its customers include traditional banks, challenger banks, and fintechs that require scalable, compliant payment rails and data insights across regions.

From a regulatory and security standpoint, Fintechi emphasizes data protection, PCI DSS compliance, and GDPR readiness. It supports PSD2/open banking workflows and offers encryption and tokenization features to help satisfy regional requirements.

Industry observers note Fintechi as a notable player in fintech infrastructure, highlighting its interoperability and developer-friendly approach. The company has pursued partnerships with cloud providers and financial network operators to extend reach and resilience.