Finantsi

Finantsi is a term primarily used in Estonian to refer to finance. It encompasses the study and practice of money management, including investing, banking, credit, and capital markets. In a broader sense, finantsi can also refer to the financial resources or assets of an individual, company, or government. The field of finantsi is crucial for economic stability and growth, as it facilitates the flow of capital, enables investment, and helps individuals and organizations manage their financial well-being.

Within finantsi, various sub-disciplines exist. Personal finance deals with managing an individual's or household's money, including budgeting, saving, investing, and retirement planning. Corporate finance focuses on the financial decisions of businesses, such as raising capital, managing assets, and maximizing shareholder value. Public finance concerns the government's role in the economy, including taxation, government spending, and debt management. Financial markets, such as stock and bond markets, are also a key component of finantsi, providing platforms for trading financial assets. Understanding finantsi is essential for informed decision-making in both personal and professional life, contributing to economic literacy and financial prudence.