Financimeve

Financimeve is a term used in Albanian to describe the process and outcome of providing capital for projects, organizations, or individuals. It covers the mobilization, allocation, and management of funds through various instruments, including debt, equity, grants, and subsidies. The aim is to support operations, growth, or new initiatives while balancing risk and the cost of capital.

Common forms of financimeve include debt financing, such as bank loans and bonds; equity financing, such as venture capital and private equity; mezzanine financing; and non-dilutive funding like grants and government subsidies. Emerging methods include crowdfunding and public-private partnerships. Financial intermediaries—banks, investment funds, development banks, and advisory firms—often facilitate these arrangements.

The financing process typically involves planning and due diligence, structuring, and negotiation of terms, followed by monitoring and repayment or exit. Key elements include the term sheet, covenants, valuation, interest or equity return, maturity, and potential dilution. Costs of financing depend on credit risk, collateral, market conditions, and the chosen instrument.

Financimeve channel funding into businesses, infrastructure, or research, contributing to economic development by enabling capital-intensive projects and innovation. Public policy can influence financimeve through incentives, guarantees, or regulatory measures designed to improve access to finance for small firms and strategic sectors.